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  401(k) Fund Withdrawal Rules – Hardship & penalties   For most people, a 401K fund is the biggest financial asset that they have outside of their primary residence or their home. Many people have tens of thousands, sometimes hundreds of thousands in a 401K. In some cases over a million dollars. This may represent […]

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Customer Service Is Dead – Alternatives? If you’re a consumer, as most people are, you have seen the results of the new business model that all companies have. Even government agencies have less customer service. How hard is it to get somebody on the phone anymore? How hard is it to get somebody to call […]

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What is the difference between Mediation and Arbitration? The question that comes up very frequently is what is the difference between arbitration and mediation? Mediation vs arbitration.. lets dive in. If you have a dispute with somebody, whether it’s a court case or a contract case; many times the subject of mediation or arbitration will […]

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Is a 401K worth it anymore?   There’s many options for financial planning for retirement or financial security. One of them has always been a 401K fund. The question currently: is having a 401K even a good idea anymore? Is it worth it to get into a 401K?   Let’s take a look at the […]

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Will Automation replace jobs?   A couple of years ago we saw a device at a McDonald’s drive-thru.  Imagine it was a little carousel with  these little black cups and it goes around this little race track. It’s at the drive-through, so when someone orders a meal at the McDonald’s drive-through it goes into the […]

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Is Telemedicine Having Growing Pains?   For many years telemedicine was pitched as the new wave of Health Care Service. Where you can actually get more health care resources or consultation without having to go in person, or to a medical facility. Telehealth or telemedicine has become very popular during the pandemic. When people didn’t […]

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Here are some different types of court cases that can be found in a litigation environment: These are all subject to mediation, they’re subject to the rules of the court. Most of these are civil type cases, there’s also criminal and family law cases.  The first type of case you normally see is what’s called […]

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How does a dispute get resolved?   What are the top four or five conflicts you’ve ever had in your life? Was it a lawsuit? A probate dispute? Divorce? A conflict with a neighbor or somebody in the neighborhood? Could it have been an employment dispute? How does a dispute get resolved?   Some people […]

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If you’re a business owner will you even be able to get cyber insurance or cyber liability insurance in the future?  A very troubling quote from Zurich Insurance, their CEO was quoted by saying “cyber attacks will be uninsurable”.  Meaning that there won’t be any amount of insurance you can get for this.  Most commercial […]

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In a famous episode of Seinfeld, there was a scenario that actually involved mediation. And it was an interesting approach to mediation because even though it was a sitcom and fictional, it actually approached mediation in a realistic way. In the episode, Elaine had a bike and also, a problem with her neck. Kramer offered […]

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